studio-wordings

NOVEX COMMERCIAL INSURANCE PROGRAM FOR STUDIOS, SPAS AND CLINICS
INDEX OF POLICY WORDINGS
COVERAGE SUMMARY – PLEASE REFER TO DECLARATION PAGES

2485N (01-10) Declaration of Emergency Endorsement
BF02N (02-18) Commercial Building and Contents with Table of Contents
G011N (02-18) Commercial Property Policy Conditions
G021N (02-18) Commercial Policy Conditions
G012N(02-18)Property Statutory Conditions (Province of Quebec)
EP30N (02-18) Edge Complete 2.0
G019N (07-13) Legal Guard Information Service
GE0001 Anti Stacking
L175N (10-11) Employers Liability Extension
L199N (10-11) Limited Fungi or Spores Coverage Extension
L220N (01-15) Contractual Liability endorsement
L222N (03-09) SPF 6 Supplementary Non-Owned Automobile Liability Policy
L257N (10-11) Reduction of Coverage for Lessees or Drivers of Leased Veh OEF98B for SPF6
L300N (10-15) Liability Conditions
LR20N CGL Max
PR01N (03-09) Miscellaneous Malpractice Liability Form (Occurrence)
PR09N (03-09) Miscellaneous Professional Liability Form (Claims Made)
EC01N (04-12) Edge Crime Coverage Endorsement
E043N (02-18) Stated Amount – Waiver Of Co-Insurance Endorsement
BI14N (10-11) Profits Actual Loss Sustained
C111N_v1_20200301_Crime 1.0
G034N_v1_20200301_Crime Coverage – Difference in Conditions, Deductible Amounts and Amounts of Insurance – Crime
E199N_v1_20200601_Virus and Bacteria Exclusion Endorsement
E201N (04-21)_v1 Cyber Incident Exclusion

OPTIONAL COVERAGES – IF SHOWN ON DECLARATION PAGES
E042N (05-17) Sewer Back Up Endorsement
BM12N (05-18) Equipment Breakdown Edge_APPROVED
E021N (05-17) Earthquake Shock Endorsement
E023N (05-17) Flood Endorsement
EL03N (03-18) Liability Extension – Comm
PR11N (12-14) Legal Expense Insurance